As your teenager approaches adulthood, it’s essential to understand the significant legal changes that occur when they turn 18. Teenagers become legal adults at this age, which means parents no longer have automatic rights to make decisions on their behalf, especially concerning medical and financial matters.

 

Here are key points every parent should know:

1. Loss of Parental Decision-Making Authority

Once your child turns 18, you no longer have the legal right to decide for them, even if you’re still paying for their health insurance. This includes making medical decisions or accessing medical records. Without explicit permission from your child, you won’t be able to make choices on their behalf.

 

2. Important Legal Documents to Consider

To ensure that you’re still able to act in emergencies or when decisions need to be made, consider these crucial documents:

• Healthcare Proxy or Power of Attorney: This allows you to make medical decisions on your child’s behalf if they are incapacitated or unable to make decisions themselves.

• HIPAA Authorization: This form grants you access to your child’s medical records, which would typically be protected under privacy laws once they turn 18.

• Power of Attorney (for financial matters): This document allows you to make decisions about financial or legal matters for your child in case of emergencies or incapacity.

3. Understanding Your Rights & Your Teen’s Rights

Once your teen turns 18, both parents and teenagers must understand their rights and responsibilities. These documents can help ensure that, in an emergency, you can act swiftly while respecting your child’s rights and wishes.

 

4. Get Prepared Today!

Hopefully, you will never need to use these forms. However, having them in place can give you peace of mind, knowing you can act quickly in an emergency. It’s better to be prepared than to face complications without legal documents.

 

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